ALL YOU NEED TO KNOW ABOUT … SETTLING IN PAPERWORK

BANKING
The earlier you can sort your banking out the better, for two reasons: first, opening a British bank account can take a lot longer and require much more paperwork than imagined. Second, you are going to need the details for securing accommodation and eventually for schools registration.

The main banks in London include NatWest, Lloyds TSB, Barclays and HSBC.
Generally, the bank will ask you to provide different documents including:

  • Proof of identity (passport or driving licence)
  • Full proof of address – utility bill OR a signed Tenancy Agreement
  • A letter of reference from your home country bank
  • A letter from Employer confirming you work in the UK

Tower of London Panoramique

COUNCIL TAX
The Council Tax is a local tax set by councils to help pay for local services – education, police, roads, waste disposal, libraries and community services. Each council fixes its own rate. The amount will also depend on the valuation of the property. The full council tax assumes that two adults are living permanently in the house. If only one adult lives in the house, the council tax bill is reduced by 25%. Please note that in some case, Council Tax is included in the rent. If not, you have to register directly on line.

Welcome Home London will provide you with an individual dedicated welcome guide: step by step, we will guide you to register for Council Tax in your local council. We help you to register if needed.

HOME CONTENTS INSURANCE
It is not mandatory in UK, but we strongly advise you to get a home contents insurance. The cost of this will depend largely on where you live, all insurance companies assess the risk by location based on your postcode and house size/value. When obtaining Home Contents Insurance, beware of small print in policies, particularly those regarding security, which insurers often use to avoid paying claims. You will forfeit all rights under your policy if you leave doors or windows open (or the key under a mat or flowerpot!).

Welcome Home London can introduce you to its specialized Broker partner to get you the best available offer.

TV LICENCE
If you use or install a TV in your home you are required by law to have a valid TV licence. The type of licence you will need and how to go about getting one will depend on your individual circumstances.

Welcome Home London will provide you with an individual dedicated welcome guide: step by step, we will guide you to register for TV Licence and will help you to register if needed.

DRIVING LICENCE
For national of the EEA who hold a valid licence issued in any EEA country, you don’t need to exchange it for a UK one. You may drive here until the licence expires or until you reach the age at which British renewal becomes necessary (70 years currently). If you are coming from country outside the EEA, you can drive for up to 12 months on your full valid licence from your home country. Within these 12 months you need to get a provisional UK licence and take a driving test. Insurance is compulsory and drivers are advised to take comprehensive rather than third party insurance.

RESIDENT PERMIT
If you don’t benefit from a private garage or private parking bay in front of your home, you will have to apply on line for a Resident permit. You will pay for a period of 3, 6 or 12 months and be allowed to park in front of your door or in the neighbouring streets.

Welcome Home London will provide you with an individual dedicated welcome guide: step by step, we will guide you to register for the appropriate Resident Permit for your car and will help you to register if needed.

Mews à South Kensinton

UTILITIES
– Gas & Electricity
– Water
– Landline phone and Mobile phones
– Television
– Internet

Welcome Home London will operate all paperwork for you if you choose the SETTLING IN PACKAGE.